AllState let me put any value i wanted on it. I insured it for 5k. I dont remember what my premium was.
Now im with StateFarm and they cover blue book (which is around 2200 - 2500) They'll also cover upgrades minus motor ones. ie Pipe, suspension, etc. So long as you have receipts.
Costs me $60 a year.
Edit***
NADA says $1455 in excellent condition now.. damn, a lot has changed. I guess it has been about 8 years since i checked.
Looks like i need to go back to allstate for my wheeler. Also, i think progressive has decent atv coverage. I know i got a quote from them about it once.