Yea, im not defending Obama or his policies. 

Healthcare has always gone up consistently and im not gonna blame it on Obamacare just yet because not all the law has gone through yet.  Here at my work, our current heathcare is raising 20% at the end of the month so we are changing plans..... again...  Been here for 8 years and this is the 4th time this has happened. So, it was happening before Obamacare was even thought of.